Imagine your insurance had a built in investment component growing over time allowing your insurance premium to fall.
That’s exactly what you get with Hybrid Risk Management.
Our insurance solution is underwritten by Guardrisk Insurance Company Ltd, which is one of SA's largest insurers. Some of our partner reinsurers include Munich Re, which is one of the world’s largest and most successful reinsurers with gross written premiums of almost 50 billion Euro and Africa Re which serves as one of the top Re-insurers in the country.
Over time, you’ll have the ability to self-insure your smaller risk items. As these items are removed from cover, your risk premiums will decrease and the difference will be directed to your savings component, meaning even more growth.
This is what we call smart insurance - the Hybrid way.
The future of insurance is here and it’s time to get on board.
Contact us now to see how we can revolutionise your insurance.
Don't waste another cent.
Take a second and work out roughly how much money you have spent on motor, household and/or business insurance over the last 5 years.
Now imagine if a significant portion of that was building a fund to reduce your premiums, eliminate your excess or was available to you as a cash withdrawal.
That’s the way insurance should be. And that’s the way it is with Hybrid Insurance. Ironically, there are no smoke or mirrors, whilst other money-hungry insurance corporations drop this pool of money to their bottom line, we hand it back to YOU.
It’s your money.
A large chunk of your premium is invested in your own savings fund through a trusted financial institution/bank and made available to you for whatever you need, whenever you need it.
You can also use it to lower premiums, or eliminate excesses. The point is, it’s your money, it’s not a no-claims-bonus, it’s a pool of money that grows over time.
It is still underwritten by the exact same underwriters that people have grown to know very well. I am sure you can appreciate insurance corporations, by-and-large make massive profits, so the only difference with Hybrid Insurance, is that a portion that accumulates as healthy profits- we will give back to you.
"Amazing service and the BEST price by far... Thank you Angelique, your service is top shelf"
"Excellent service, the only insurance company where a portion of your premium is an investment, and they even cover wear and tear on household appliances"
"Best insurance ever. Called them for assistance and the response was out of this world. Please remain the best"